EFL: verified facts and rating
Licensed / registered as a lessor since: 1991 Checked 2026-10-29
Score breakdown
70% backed by facts · How we rank
EFL against the market
The dot is the company, the line is the median of all companies in this ranking.
Minimum down payment0%1%0% · median 0%
Maximum contract term60 mo84 mo84 mo · median 84 mo
Decision on application1 h24 h24 h · median 12 h
EFL strengths and weaknesses
Pros
- Low down payment
- Long track record as a licensed lessor
- Long term — lower monthly payments
- Part of a banking group
Cons
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All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed / registered as a lessor since | 1991 | efl.pl | 2026-10-29 |
| Minimum down payment | 0% | efl.pl | 2026-10-29 |
| Maximum contract term | 84 mo | efl.pl | 2026-10-29 |
| Leasing for individuals | Not verified | — | |
| Leasing for businesses | Yes | efl.pl | 2026-10-29 |
| Used cars | Yes | efl.pl | 2026-10-29 |
| Early repayment | Not verified | — | |
| Decision on application | 24 h | efl.pl | 2026-10-29 |
| Leasing products | Not verified | — | |
| Part of a banking group | Yes | efl.pl | 2026-10-29 |
| Regional offices | 27 | efl.pl | 2026-10-29 |
| Rates published online | Not verified | — | |
| Calculator on the website | Not verified | — | |
| Online application | Not verified | — |