BCA Finance: verified facts and rating
Licensed / registered as a lessor since: 1981 Checked 2026-10-29
Score breakdown
90% backed by facts · How we rank
BCA Finance against the market
The dot is the company, the line is the median of all companies in this ranking.
Minimum down payment10%20%20% · median 20%
Maximum contract term48 mo84 mo72 mo · median 60 mo
BCA Finance strengths and weaknesses
Pros
- Long track record as a licensed lessor
- Part of a banking group
- Rates and total cost are published openly
- Leases to private individuals
Cons
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All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed / registered as a lessor since | 1981 | bcafinance.co.id | 2026-10-29 |
| Minimum down payment | 20% | bcafinance.co.id | 2026-10-29 |
| Maximum contract term | 72 mo | bcafinance.co.id | 2026-10-29 |
| Leasing for individuals | Yes | bcafinance.co.id | 2026-10-29 |
| Leasing for businesses | Yes | bcafinance.co.id | 2026-10-29 |
| Used cars | Yes | bcafinance.co.id | 2026-10-29 |
| Early repayment | Yes | bcafinance.co.id | 2026-10-29 |
| Decision on application | Not verified | — | |
| Leasing products | Not verified | — | |
| Part of a banking group | Yes | bcafinance.co.id | 2026-10-29 |
| Regional offices | Not verified | — | |
| Rates published online | Yes | bcafinance.co.id | 2026-10-29 |
| Calculator on the website | Yes | bcafinance.co.id | 2026-10-29 |
| Online application | Yes | bcafinance.co.id | 2026-10-29 |