LCL: verified facts and rating
Licensed since: 1863 Checked 2026-10-30
Score breakdown
93% backed by facts · How we rank
LCL against the market
The dot is the company, the line is the median of all companies in this ranking.
Retail lines offered (of 6)666 · median 6
LCL strengths and weaknesses
Pros
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Publishes annual reports
Cons
- No current rating of the bank itself from a recognised agency found
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1863 | lcl.fr | 2026-10-30 |
| Deposit protection | Yes | garantiedesdepots.fr | 2026-10-30 |
| Agency rating | No | lcl.fr | 2026-10-30 |
| Annual reports online | Yes | lcl.fr | 2026-10-30 |
| Mobile app | Yes | lcl.fr | 2026-10-30 |
| Open an account online | Yes | lcl.fr | 2026-10-30 |
| Instant payments | Not verified | — | |
| 24/7 support | No | lcl.fr | 2026-10-30 |
| Retail lines offered (of 6) | 6 | lcl.fr | 2026-10-30 |
| Tariffs online | Yes | lcl.fr | 2026-10-30 |
| Deposit rates online | Yes | lcl.fr | 2026-10-30 |
| Complaints procedure published | Yes | lcl.fr | 2026-10-30 |
| Branches in the country | 1,400 | lcl.fr | 2026-10-30 |