Santander Consumer Finance: verified facts and rating

Licensed / registered as a lessor since: 1972 Checked 2026-10-29

santanderconsumer.es

5

Leasing companies 5 of 6

59/100

Score breakdown

Terms74
Access50
Reliability83
Transparency0

63% backed by facts · How we rank

Santander Consumer Finance against the market

The dot is the company, the line is the median of all companies in this ranking.

Minimum down payment0%0%0% · median 0%
Maximum contract term60 mo72 mo72 mo · median 66 mo

Santander Consumer Finance strengths and weaknesses

Pros

  • Low down payment
  • Long track record as a licensed lessor
  • Part of a banking group
  • Leases to private individuals

Cons

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All facts

FactValueSourceChecked
Licensed / registered as a lessor since1972santanderconsumer.es2026-10-29
Minimum down payment0%santanderconsumer.es2026-10-29
Maximum contract term72 mosantanderconsumer.es2026-10-29
Leasing for individualsYessantanderconsumer.es2026-10-29
Leasing for businessesYessantanderconsumer.es2026-10-29
Used carsNot verified—
Early repaymentNot verified—
Decision on applicationNot verified—
Leasing productsNot verified—
Part of a banking groupYessantanderconsumer.es2026-10-29
Regional officesNot verified—
Rates published onlineNot verified—
Calculator on the websiteNot verified—
Online applicationNot verified—

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