Lemonade: verified facts and rating
Checked 2026-10-30
Score breakdown
73% backed by facts · How we rank
Lemonade against the market
The dot is the company, the line is the median of all companies in this ranking.
Retail lines offered (of 6)353 · median 3
Lemonade strengths and weaknesses
Pros
- Publishes annual financial reports
- Policies can be bought online
- Claims can be reported online
- Policy terms can be read before buying
Cons
- No rating from a recognised agency stated on the website
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | Not verified | — | |
| Buy a policy online | Yes | lemonade.com | 2026-10-30 |
| Rating from a rating agency | No | lemonade.com | 2026-10-30 |
| Financial reports online | Yes | lemonade.com | 2026-10-30 |
| Part of a group | Yes | lemonade.com | 2026-10-30 |
| Report a claim online | Yes | lemonade.com | 2026-10-30 |
| Mobile app | Yes | lemonade.com | 2026-10-30 |
| Claims settlement deadline stated by the insurer | Not verified | — | |
| 24/7 phone line | Not verified | — | |
| Offices in the country | Not verified | — | |
| Retail lines offered (of 6) | 3 | lemonade.com | 2026-10-30 |
| Policy terms online | Yes | lemonade.com | 2026-10-30 |
| Complaints procedure published | Not verified | — | |
| Calculator or tariffs | Yes | lemonade.com | 2026-10-30 |