Latitude: verified facts and rating
Checked 2026-10-30
Score breakdown
63% backed by facts · How we rank
Latitude against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference81%158%111% · median 100%
Longest term84 mo120 mo84 mo · median 84 mo
Latitude strengths and weaknesses
Pros
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- New customers can apply online
Cons
- An arrangement fee can apply
- A charge can apply to early repayment
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | Not verified | — | |
| Licensed by the regulator | Yes Latitude Personal Finance Pty Ltd (ABN 54 008 443 810 Australian Credit Licence Number 392163) | latitudefinancial.com.au | 2026-10-30 |
| Published rate, % of country reference | 111% Latitude Unsecured Fixed Personal Loan rates range from 9.99% p.a. to 29.39% p.a. (comparison rates 11.66% p.a. to 30.97% p.a.); the comparison rate is based on $30,000 over 5 years · APR 11.66% · index 100 = 10.53% (median at launch) | latitudefinancial.com.au | 2026-10-30 |
| Free early repayment | No For a Fixed personal loan, an early termination fee of $500 applies if you payout your loan in full up until the last 3 months of the loan. | latitudefinancial.com.au | 2026-10-30 |
| No arrangement fee | No Establishment fee $395 | latitudefinancial.com.au | 2026-10-30 |
| Fees or terms published | Yes Standard fees: establishment fee $395, loan service fee $16.50 per month, direct debit fee $0, plus other fees if applicable | latitudefinancial.com.au | 2026-10-30 |
| Complaints procedure | Not verified | — | |
| Online application for new customers | Yes Check your rate online; Apply online: submit your ID details and proof of income; accept your loan contract digitally through our customer portal | latitudefinancial.com.au | 2026-10-30 |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | Not verified | — | |
| Longest term | 84 mo Loan terms range from 2-7 years for a Latitude Personal Loan. | latitudefinancial.com.au | 2026-10-30 |