Hypo Vorarlberg (loans): verified facts and rating
Licensed since: 1897 Checked 2026-10-30
Score breakdown
82% backed by facts · How we rank
Hypo Vorarlberg (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference84%141%141% · median 100%
Maximum amount, % of country reference88%188%100% · median 112.5%
Longest term120 mo120 mo120 mo · median 120 mo
Hypo Vorarlberg (loans) strengths and weaknesses
Pros
- Long licence history
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
Cons
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All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1897 Since our establishment by the Vorarlberg state parliament in 1897 | hypovbg.at | 2026-10-30 |
| Licensed by the regulator | Yes Hypo Vorarlberg Bank AG, BLZ 58000, FN 145586y, § 1 Abs. 1 Z 3 BWG Kreditgeschäft | fma.gv.at | 2026-10-30 |
| Published rate, % of country reference | 141% Effektiver Jahreszinssatz bei Kreditbetrag = EUR 5.000,00, Laufzeit = 5 Jahre: 12,800 % p.a. (3 Jahre: 12,900 %); Sollzinsen 9,000 % p.a.; Pauschalgebühr vierteljährlich EUR 15,10; Konditionen gelten ab 01.11.2024 · APR 12.8% · index 100 = 9.1% (median at launch) | hypovbg.at | 2026-10-30 |
| Free early repayment | Not verified | — | |
| No arrangement fee | Not verified | — | |
| Fees or terms published | Yes HYPO - SCHNELLKREDIT (HSK), Zinssätze, Gebühren und Spesen. | hypovbg.at | 2026-10-30 |
| Complaints procedure | Yes Ombudsstelle & Beschwerdewesen, Wünsche, Anliegen und Beschwerden | hypovbg.at | 2026-10-30 |
| Online application for new customers | Not verified | — | |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | 100% Die genaue Höhe hängt von Ihrer Bonität ab. In der Praxis sind Beträge bis zu EUR 40.000,– möglich. · max 40000 EUR · index 100 = 40000 EUR (median at launch) | hypovbg.at | 2026-10-30 |
| Longest term | 120 mo Flexible Laufzeit von bis zu 10 Jahren | hypovbg.at | 2026-10-30 |